If you're in need of a personal loan, you might want to consider taking out a peer-to-peer (P2P) loan instead of a traditional bank loan. P2P loans are loans that you obtain online through a P2P lending service. The loans are funded by individual investors instead of by the bank. You make payments to the P2P lending company each month, which they distribute to the people who invested in your loan.
8 July 2016
You are tired of renting and are ready to be a homeowner. However, do not make the mistake of getting into a mortgage you can't afford. Mortgage companies consider several factors, like your credit score and income, before deciding what interest rate you will pay. Here are five helpful tips for getting a good rate on your mortgage: Improve Your Credit Score Your credit score is a big deal to mortgage lenders.
14 June 2016
You might have heard of a home equity loan, which is basically a loan that uses some of the paid-for value of your home as collateral, but you might have never thought about actually taking one out. However, there are many situations that can be funded by one of these loans. These are a few signs that you might benefit from talking to a banker about a home equity loan.
12 May 2016
If you are self-employed, you have probably learned that getting a home loan can be difficult. Many self-employed individuals find that they can afford to buy a house, but because of the strict regulations, they have a hard time getting approved for the loan. Luckily, there are some things that you can do to improve your chances of getting home loans even if you are self-employed. 1. Apply For Less Than You Can Afford
4 April 2016
If you need a bank loan, you need to know what to expect before you go into the bank. Here are five things you need to know about getting a loan from a bank. #1 Don't Expect Things To Go Fast The first thing you need to realize is that the bank is going approve the loan on their time frame, not on your time frame. Your loan officer will not be able to push through your loan just because you want the money right away.
15 February 2016
If you need to secure bail, then you have probably considered consulting a bail bond agency. However, not every bondsman will be right for you. Here are some tips to help you find a bondsman that is the right fit. Check Your State's Laws Each state has different laws about bail, and some outlaw commercial bail bonds entirely. You'll want to know the specific restrictions that your state places on bond, including the percentage that can legally be charged.
8 January 2016
If you are in the market for a new home and you're exploring your financing options, don't dismiss the benefits of pursuing a VA loan if you have the military qualifications to be eligible. Especially in struggling real estate markets, a VA loan may be a great option for your home purchase. Here's a look at four of the biggest benefits of choosing a VA loan to finance your new home.
25 November 2015
Trucking requires cash flow in order to be effective. Unfortunately, customers will often wait to pay for the services they receive. Thus, a trucking company might need to find another way to pay for gas and other road necessities while they are eating for payment from a customer. Factoring creates a way to create cash flow before customers pay their invoices. What Is Factoring? Factoring is a sort of loan, but it is not based on your credit.
20 October 2015
If you're looking at buying a home, getting a mortgage, and settling down, you've already been introduced to contingencies. These are requirements that allow you to back out of the sale if they aren't met to your satisfaction. A common contingency is the home inspection contingency, where you have an inspector check out the home to ensure everything is fine. But a contingency you might not have thought about involves the yard.
9 September 2015
Transitioning from military life can be difficult, even if you have a job lined up and a personal life to return to. So many uncertainties and the removal of military structure can be an overwhelming sense of freedom, even if you love, support and defend the free world. To maintain your bearings and keep a safe haven as your own, you may need a base of operations that fits your mindset--not those of friends, families or others outside of your experience.
2 July 2015